the borrower's claim against the third party institution is openly pledged or assigned to the lending credit institution and such pledge or assignment is legally effective and enforceable in all relevant jurisdictions;
de vordering van de leningnemer op de derde instelling is openlijk in pand gegeven of overgedragen aan de leningverstrekkende kredietinstelling en die pandgeving of overdracht is juridisch rechtsgeldig en afdwingbaar in alle relevante jurisdicties;
